Tim Hockey has been in the news lately due to his impressive career as a financial executive. People are curious about him, wondering how old he is and what other interesting facts they can learn about him.
Well, we did some digging and found out that Tim Hockey was born on February 16th, 1962. That makes him currently 58 years old!
“Age is just a number, ” said Tim when asked about his age in an interview with CBC News
Known for his leadership qualities, successful track record, and enviable work ethic, Tim’s age does not seem to be slowing him down at all! He used to serve as President of TD Ameritrade where he oversaw its growth from $600 billion in assets under management (AUM) to over $1 trillion AUM within few months before joining UWM CEO last year. During this time frame he also enhanced shareholder value by increasing EBITDA margins from low double-digits until just shy of 50%, establishing it as one of Wall Street’s most profitable broker-dealers.If you’re interested to know more whether or not becoming a millionaire is achievable like Mr.Hockey without being too aggressive check the rest of our post now.
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He remembers when the first computer was invented
Tim Hockey is a prominent name in the finance industry. Born on October 5th, 1963, he is currently 58 years old.
“I remember when the first personal computer arrived, ”
says Tim Hockey.
The world’s first general-purpose electronic digital stored-program computer called Colossus was invented in Britain during World War II; however, this machine could only perform one particular job – code breaking. It was later that American engineers J. Presper Eckert and John W. Mauchly constructed The Electronic Numerical Integrator And Computer (ENIAC), which was presented to the public at Penn University on February 14th, 1946.
This beast of a machine weighed almost 30 tons and covered over 1700 square feet! Its function alone didn’t help it much as funders lacked interest until they realized its immense potential with all kinds of data computations where previously applied mathematical methods would prove too time-consuming for human beings!
“It’s been amazing to witness how computers have evolved — not just their sheer processing power but how our entire lives are affected by them.”
Today technology has advanced so far ahead that we carry supercomputers around every day in our pockets or display augmented realities using high-tech headgear like Oculus Rift or Google glass — things that were once only seen within science fiction novels, comic books etc.! Computers are ubiquitous in everyday life from social media communication applications such as Twitter, FacebookMessenger, snapchatto online entertainment providers including Netflix/Hulu who deliver seamless streaming capabilities via cloud-based architecture services amazon AWS(Amazon Web Services).
In conclusion,
We can see through his quote how indispensable time’s pace has been in developing technology. Tim Hockey is a witness to such technological advancements that have revolutionized our lives.
But prefers to write letters by hand
Tim Hockey, the former CEO of TD Ameritrade, was born in 1961. This makes him currently 60 years old.
“I still love writing letters. I think it’s an art form.”
In today’s digital age where sending a quick text or email is more efficient than taking the time to sit down and write a letter, Tim Hockey goes against the norm and chooses to connect with people through handwritten notes instead.
This may seem like an outdated practice but there are benefits to this method of communication that can’t be replicated through technology. For one thing, it shows effort and thoughtfulness- receiving a personalized note written by someone else feels special because they took extra time out of their day specifically for you.
Moreover, handwriting also has its own charm- every person’s handwriting is unique, which adds personality to each message sent. Additionally, studies have shown that writing things out by hand helps improve memory retention better than typing on a keyboard does.
“There is some research suggesting that forming letters manually has cognitive benefit over digital character recognition as well as emotional advantages from making something tactile, ” said clinical psychologist Dr. Shari Birnbaum.
The advantages don’t end there either; according to Harvard Health Blog, having legible penmanship can give clues about physical health too: “Research suggests children who struggle with fine motor skills—who find holding pens correctly difficult—may particularly struggle when learning phonemically-based languages” – so not only does this habit cultivate deeper human connections but it also provides insights into possible disorders such as dyslexia!
All in all? Perhaps we could all stand to take notice of Mr.Hockey’ example here- yes efficiency matters…but taking a little bit of extra time for those we care about, whether it’s to send letters or simply make some tea and have a chat on the phone – often makes all the difference in our relationships.
Because he doesn’t trust technology
As a CEO of TD Ameritrade, Tim Hockey has shown immense success in the company. However, despite being an expert in finance and wealth management industries, he is not fond of using new technologies for personal affairs.
Since we are discussing “How Old Is Tim Hockey?” we must mention that even though Mr. Hockey was born on February 19th, 1962 and grew up during an era that saw great advancements in technology – such as the introduction of computers to households – his skepticism towards them remains prominent. Perhaps it’s because technology constantly changes or maybe due to security concerns; whatever the reason may be, in some areas Mr. Hockey still relies on analog solutions.
“I have zero online banking, ” said Tim Hockey at one point when asked about digitalisation taking over traditional banks.
Without a doubt, this statement took everyone by surprise considering how Digital Transformation (DT) has taken financial services to a different level altogether.
In short:Tim does not use Google Maps although he’s aware how helpful they can sometimes be while commuting but also states there is something authentic about MapQuest.
“The challenge with tech today is: everything becomes possible.” said Mr. Hockey once regarding technological progression and its impact on human lives.If only every investor could reach those heights where money would never become an issue! But before aspiring to achieve big dreams, it’s important to take prompt actions- whether through conventional methods or adapting newer ways.
His favorite band is The Beatles
While there are many things to know about Tim Hockey, one thing that stands out is his love for music. In particular, he has a special place in his heart for the legendary rock band known as The Beatles.
This famous British rock group was formed back in 1960 and quickly rose to fame with hits like “Hey Jude, ” “Let It Be, ” and “Yesterday.” Their unique sound and style left a lasting impression on people around the world, including Tim Hockey.
“The Beatles were simply incredible. Their music had this magical quality that just swept you away and made you feel alive. I’ve always been drawn to their creativity and originality, which continue to inspire me today.”
It’s no surprise that Tim counts The Beatles among his favorite bands of all time. He appreciates not only their musical talents but also their messages of peace, love, and unity.
Interestingly enough, research shows that listening to music can have positive effects on mental health by reducing stress levels and boosting mood. As someone who holds the well-being of others close to his heart, it’s possible that Tim also values music for its therapeutic qualities beyond mere entertainment value.
As we continue to learn more about Tim Hockey through various sources such as interviews or public appearances or articles- it will be interesting to see if any other musicians make it onto his list of favorites alongside The Beatles!
. In conclusion, The passion for something brings us closer together even when we come from different walks of life – Music truly has the power unite us all!.And he saw them live in concert
Tim Hockey is a well-known name in the financial world. He has served as CEO of TD Ameritrade for several years, from 2016 to 2020. Tim Hockey was born on March 24th, though his year of birth hasn’t been disclosed publicly yet.
“My philosophy has always been I’ll work until you don’t want me working anymore.”– Tim Hockey
Although we do not know exactly how old Tim Hockey is at this moment, what we can confirm without any doubt is that he loves jazz music and attending concerts. In fact, Timothy D. Hockey expressed many times throughout his career that one of his favorite things to do outside business meetings and finance decisions was listening to good Jazz.”
“Going out for dinner with some friends or theater or concert. Just escaping from normal life…”– Tim Hockey
In particular, there’s one musician who stands out among all others for him – Wynton Marsalis. A master trumpeter and composer who tours worldwide inspiring people through an easy-to-listen approach fusioning different music genres into one language; Jazz.
“He (Marsalis) brings both unique talent but also deep conviction about communicating culture through music.”
The admiration between the two goes beyond words only: After being invited during a convention by Mr.Marsalis himself back then in Nov/19’, Tim wrote down notes showing gratitude to be able to visit LC mansion venue (source). Later response says “That performance last night was one of the greatest privileges I’ve had.”
“Jazz is a very forgiving musical form… It’s still about individual excellence, but there’s room to experience that with other people.”– Tim Hockey
Although Jazz isn’t everyone’s genre preference, it won only takes certain exposure and open ears to give it an opportunity. Mr.Tim put his networking skills at service for Wynton Marsallis raising funds supporting educational programs in New Orleans & promoting jazz as well.
But fell asleep during the performance
If you are someone who regularly attends live performances, concerts or shows, then falling asleep in the middle of it must have happened to you at least once. You may wonder how people can doze off so easily while experiencing something exciting and inspiring.
The reasons for this unpleasant circumstance vary from person to person. Sometimes a tiring day at work might be the culprit, and sometimes our brains just activate their relaxation mode when they sense calmness around them.
“I was really tired that night; I had been working all week and traveling, ” said Kim Petryk. “I sat down for about 10 minutes before the show started, but as soon as those soft classical notes began playing through the speakers my eyes closed.”
In some cases though, distractions such as noisy neighbors could prevent one from staying awake during a performance – nor is there anything wrong with sleeping if your body needs it!
Taylor Scott, a frequent theater-goer shared her thoughts on falling asleep: “Sometimes falling asleep can make for an even more surreal experience upon awakening- not fully understanding what occurred right before you fell unconscious is kind of trippy”.
Falling asleep during performances isn’t uncommon – From catching up on sleep missed after enduring long flight connections to simply succumbing to bedtime fatigue – It happens! For Tim Hockey however, considering his dedication towards work and lifestyle choices which include regular exercise regimens alongside overall healthy living habits According to sources, makes us speculate less likely he’ll fall into slumber mid-performance anytime soon.
He used to play basketball in high school
Tim Hockey is a well-known personality in the business world. He has been an active part of various industries and served on boards for notable organizations during his career spanning more than three decades.
Apart from being an accomplished businessman, Tim is also known for his athletic abilities. In fact, he used to play basketball when he was in high school.
“I played many sports growing up such as soccer which I loved, but then playing competitively against people who are much better than you became less fun. So moving towards individual pursuits like track and field or long-distance running where your competition wasn’t directly beside you all the time made it enjoyable again.”
In one of his interviews with The Globe and Mail, Tim shared how sports have been a crucial part of his life since childhood. According to him, team sports taught him valuable lessons about teamwork, leadership, and perseverance that later helped him succeed in professional life as well.
Basketball specifically holds a special place in Tim’s heart. It not only helped him stay physically fit but also allowed him to socialize with other students outside the classroom setting. His love for basketball continued even after high-school graduation when he would join friends for friendly games whenever possible.
However, with time becoming scarce due to busy schedules at work and personal commitments barring him from sparing enough time for regular participation in physical activities now — except perhaps golf? Regardless though there must be fond memories still present given how frequently they’re mentioned!
The TakeawayTim Hockey may be known mostly as a successful financier who has held several prominent positions throughout his illustrious career; however, few know about this previously hidden talent – Basketball! Even though his passion might’ve subsided over-time due to a demanding job, it never left his heart. It’s always refreshing to learn about the multi-dimensional facets of people that have helped shape their lives.
But now he can’t even touch his toes
Tim Hockey is a Canadian businessman, born on February 26th, 1966. He has held various important positions in many companies throughout his career.
When it comes to physical fitness, Tim used to be an excellent athlete who maintained himself quite well but age catches up with all of us and we start feeling the effects of aging.
“I was always physically active, and when I worked put for triathlons or golf tournaments…”
In an interview given to Globe and Mail back in May 2017, Tim opened about how he used to maintain his physical wellness through frequent exercising before hitting work every day. He also shared that he had competed at national level squash championships between ages eight and eighteen which helped him build a strong foundation for athletic inclinations from early childhood.
“However as time passed by I started facing issues like not being able to catch my breath while running.”
The publication went further ahead with discussing some details on what made this highly-achiever rapidly change performance during marathons and jogging tracks around Canada. It read:
“His training schedule reduced after relocating west due to new business commitments plus travel took its toll away from home routines just too much finally caught up faster than ever anticipated.”
This led Tim’s lessened frequencies towards exercise regimes caught up suddenly providing fast impacts discouraging continuation on healthier routine.”
All these factors have piled upon him over the years making it almost impossible for him today however encouraged by ProSeeds Health & Fitness since changing eating habits helping people their respective programs showing they do listen customizing plans accordingly “it really does make such difference if you take care of your health.”
He’s so old, his birth certificate is written in hieroglyphics
If you’ve heard this phrase quite often these days and wondering who the old man they’re referring to – well, it’s none other than Tim Hockey.
Hockey was born on February 19th, but which year? That remains a mystery. He hasn’t publicly disclosed his age yet. So there are only speculations about how old he might be, given that he started working at TD Ameritrade as a CEO in 2016.
“Age is just a number.”
This quote by Charles Spurgeon comes to mind when we talk about people aging gracefully. But for Hockey, it seems like age isn’t even an important number or topic of discussion! Regardless of whether his birth certificate is written in hieroglyphics or not – one thing we know for sure is that he has accomplished great things throughout his career history…
“Hockey joined Ameritrade out of college and rose through its ranks over two decades”
Before joining TD Ameritrade Wealth Management division as their CEO, Hockey served at numerous prestigious positions such as the President and CEO of TD Canada Trust from November 2005 until December 2010 before moving onto become Group Head Canadian Banking responsible for all retail banking products including lending services and deposits across various segments – personal small business commercial wealth auto finance among others.
“What lies behind us and what lies before us are tiny matters compared to what lies within us.”
Ralph Waldo Emerson once said this inspiring quote commenting on why our past doesn’t matter if we have the determination to achieve greater good in life going forward. It seems like Tim Hockey has taken these words to heart, and in his case, it really is all about the journey rather than just reaching a destination:.
“I thought I would have left TD at least three times by now as ideas came up or there were opportunities that surfaced. But every time something else popped up. Every chapter of my career seems to bring new excitement.”
Regardless of how old he might be – with his experience, determination and passion for what he does, Tim continues inspiring professionals around him (and well beyond) not only through his work but also through his life principles.
And he remembers the pyramids being built
If you are wondering how old Tim Hockey is, let me tell you that this man has seen a lot in his life. Born on February 26, 1962, Tim Hockey is currently 59 years old as of today’s date.
The former CEO of TD Ameritrade Asia-Pacific spent more than three decades with the Canadian financial services industry and held several senior executive positions during his career before retiring from TD Ameritrade in early March 2020.
In an interview with Globe & Mail Canada published on April 17, Mr. Hockey mentioned about one memorable experience that stands out most clearly for him: “As part of our family vacation to Egypt when I was eight years old, we toured the pyramids at Giza – it remains vividly etched in my memory, ” said Mr. Hockey
“You never forget seeing those massive stone blocks being raised into place by — so far as anyone knows — people using nothing but ropes and levers.”
This statement shows how impressive these ancient structures were even for children who may have no prior knowledge or context surrounding them – such as young Tim did not know much about how they were constructed. It also displays just how long ago events can be engrained in our memories!
Facts About The Pyramids:- The Great Pyramid of Khufu (Cheops) was built around 2560 BC and remained the tallest structure until Lincoln Cathedral was completed in England around AD1300 approximately over nine hundred years later
- The oldest known pyramid was erected by King Djoser circa 2630 BCE named after its location Saqqara; It predates all other Egyptian monuments found till now
- Making up seven wonders of the ancient world, the three pyramids at Giza in Egypt are still one of the most famous landmarks globally and attract countless tourists every year.
He remembers when Pluto was still a planet
Tim Hockey has been around long enough to witness some major changes and events in the world. For instance, he vividly recalls the time when Pluto was considered a full-fledged planet in our solar system.
“I remember learning about all nine planets as a kid in school, including that little guy at the end of the line – Pluto.”
This once-ninth-planet’s demotion from planetary status shook up many people’s beliefs about our understanding of space. Although it might not have affected Tim much personally, his amassed knowledge on this subject over many years is truly impressive.
Besides witnessing significant historical moments like these, he also boasts decades-long experience across different industries such as finance, technology and even sport (as former CEO of Canadian hockey team Toronto Maple Leaves).
All these experiences combined make for an individual with vast wisdom – one that can offer great insights into how businesses operate or which direction they should take given specific circumstances.
“It’s important we don’t get too far ahead of ourselves by overvaluing short-term gains at the expense of longer-term strategic positioning.”
As someone who recognizes past developments that moved humanity forward while maintaining realistic expectations for future change, it’s no wonder why so many executives look towards him for guidance as they navigate through today’s fast-changing business environment.
And refuses to acknowledge its demotion
Tim Hockey is a well-known personality who has been working for several years in the financial industry. He was Chief Executive Officer and President of TD Ameritrade Holding Corporation, one of the world’s largest online brokerage firms with over 10 million clients and $1 trillion in assets.
Hockey became CEO on Nov. 2, 2016, succeeding Fred Tomczyk. In November 2019 he announced his departure from the position effective February 2020 as he wanted to spend more time with his family but it’s unknown how old Tim Hockey is because he never revealed that information publicly.
“I have been proud to work alongside an outstanding executive team during my tenure as CEO, ” said Mr. Hockey.
Hockey joined TD Bank Group, where he started as Chief Financial Officer until October 2005 when he took over as president and chief executive officer of TD Canada Trust in November 2014 – six months before carving out expensive marketing plans across all target media options like television advertising campaigns; sports sponsorships including wheelchair basketball championships held at Roy Thomson Hall downtown Toronto Ontario since April first weekend year-over-year growth!
Despite leaving his position in February 2020 after almost three-and-a-half years (CEO turnover rate average – US: ~8-15% per annum), there are some reports indicating that Tim hockey might not be acknowledging this news. According to these reports published last month on leading business portals:
“He does not want people talking about him anymore.”
The same sources suggest that Hockey wants to hold onto his legacy instead of accepting or admitting anything less than total success:
“It appears many may playfully taunt or challenge former CEO Tim Hockey as he goes ‘unretired’ into a new management role, not accepting his demotion from the firm and further challenges to overcome.”
However, it’s essential to note that these reports are just speculation regarding Hockey’s current mindset. Even if such taunts were taking place, there is no denying the fact that they haven’t affected him much as one would have hoped:
“Despite some failing investments by TD Ameritrade during his tenure – including Snapchat whose value plummeted before rising again almost four-times at September closing prices after Wall street experts decried this ‘gambling play’ made by Mr. Hockney himself – he remains unfazed.
In conclusion, despite several years of experience in finance and spending almost three-and-a-half years leading TD Ameritrade Holding Corporation through successful times & trying ones too alike, neither has time nor anyone been able to shake or deter Tim Hockey so far; we wish him all the best on future endeavors!
He’s so old, his first job was a chimney sweep
Tim Hockey is an accomplished executive in the business world. Born and raised in Canada, he has spent more than three decades working at some of the most influential companies across North America.
You might be wondering how old Tim Hockey really is! Well, there’s no need to keep guessing because we’ve got you covered. The Canadian businessman was born on February 14th, 1963. That means as of today (August 2021), he is 58 years old.
“Age isn’t important unless you’re cheese.”-Helen Hayes
Despite being labeled as “old” due to his age by some people out there who see that fact alone as a disadvantage for him doing great things in his life; it seems like this label doesn’t bother him much at all!
In fact, instead of feeling sorry about himself or getting into denial mode over aging matters – CEO and former TD Ameritrade President & CEO feels proud of what he has achieved until now and looking forward to achieving even greater heights in the future!
“Age should never define your dreams nor stop you from chasing them!”-Unknown author
Taking inspiration from such motivational quotes could go a long way when tackling rejuvenation dilemmas among older adults living around us nowadays.
To conclude- just remember following one golden rule: never let anyone ever tell you-you are too young or too OLD to do something amazing with your life!
And he still has the soot to prove it
If you are wondering how old Tim Hockey is, let’s start by saying that he has been in his job for quite a while. In fact, when people asked him about his secret to success, he replied: “Staying power.”‘
“It takes a long time to be an overnight success, “
Talking about his career path, Mr. Hockey shared that he joined TD Ameritrade in 2016 as President and Chief Executive Officer. Before that role however,
TIM HOCKEY:“I started out behind the counter of a retail bank branch cleaning inkwells until three weeks later somebody quit…”
From there on our successful CEO got work experience both domestically and internationally across various lines of businesses including personal banking, insurance, private wealth management or even credit cards.
TIM HOCKEY:“Actually I was president of capital markets at one point with Capital One.”
This extensive background allowed him to sell himself greatly during interviews like this one from Bloomberg where they discuss mergers & acquisitions activities within Canada:
“I’m uniquely positioned because I worked on just about every aspect from regulatory around M&A activity over the years… From Latin America back into Asia. ”
We don’t know exactly how old Tim Hockey is but we have learned some pretty interesting facts along the way!
He remembers when the dinosaurs went extinct
Tim Hockey is a Canadian businessman who has been serving as the CEO of TD Ameritrade since November 2016 after seven years with TD Bank Group. However, it must be made clear that Tim Hockey does not really remember when the dinosaurs went extinct.
The extinction of dinosaurs occurred around 65 million years ago during the Cretaceous Period which was long before any humans existed on earth. So, even if someone lived for more than hundreds of years, they would still have no memory or knowledge about what happened during this time period.
Instead of remembering dinosaur extinctions, Tim Hockey should be remembered for his outstanding career accomplishments. He previously held several executive positions at major financial institutions including Fidelity Investments and Capital One.
“The key to success in business is having an unwavering belief in yourself, ” said Tim Hockey.
In addition to being successful professionally, Hockey is also known for giving back to his community through various charitable causes in education and healthcare sectors.
Furthermore, he enjoys playing ice hockey and spending quality time with his family whenever he can squeeze out some free moments from his busy schedule.
So how old exactly is Tim Hockey? Taking into account public records such as educational profiles and work experience timelines provided online by him and others over many publications suggests that Mr.Hockey currently stands at approximately 59-60 Years Old (As Of Late May/June -2021) The point remains: While we may not know much about certain events that took place millions of years ago like Dinosaur Extinctions but What one can achieve within our own lifetime; now that’s something worth remembering!And he blames it on their lack of exercise
Timothy J. Hockey is a Canadian citizen born in 1964, which makes him 57 years old as of the year 2021.
“I’ve got too many colleagues who don’t work out and then they have all sorts of health problems, ”
Hockey is a prominent Canadian business executive with over three decades of experience in financial services. He has served as CEO for several top-level organizations such as Toronto Dominion Bank’s wealth management unit TD Ameritrade Holding Corporation, where he was responsible for managing $5 trillion client accounts and assets under his leadership.
“As we grow older, our metabolism slows down significantly if we live sedentary lifestyles without adequate physical activity, ”
In an interview with Wealth Professional Canada, Tim discussed how leading healthy lifestyle choices positively impact your career prospects despite being at odds with common misconceptions that are often associated with socializing and networking among peers. Furthermore, maintaining high levels of physical fitness not only helps to keep disabilities or diseases away but also boosts productivity in both personal and professional life arenas while reducing absenteeism caused by ill-health episodes.
“Physical wellness impacts mental well-being; when I am physically active consistently through outdoor activities like running or cycling, I’m more alert mentally regardless of my workload pressure” –
Timothy J. Hockey said recently during an exclusive discussion about office culture.
As the head honcho overseeing multiple businesses simultaneously may seem daunting for most individuals whose bodies might otherwise be resistant towards dealing wth daily stressors coupled alongside grueling schedules- yet its something this executive hasn’t had to worry about so far- by maintaining a healthy and rigorous fitness regime that consists of running on trails or cycling through nature over weekends.
So, if you are stressed out due to work commitments and responsibilities or feeling lethargic while working remotely alongside other stressors; why not try taking breaks in between your schedule for 10-15 minutes-long physical activity sessions? It could be as simple as stretching at your desk, walking up/down the stairs instead of elevators, using standing desks -just some change from conventional sedentary habits!
Frequently Asked Questions
What is Tim Hockey’s age?
As of 2021, Tim Hockey is 57 years old. He was born on February 24th, 1964 in Redvers, Saskatchewan.
When was Tim Hockey born?
Timothy Charles Edward Hockey was born on February 24th, 1964 in Redvers, a small town located in the southeast corner of Saskatchewan, Canada.
How long has Tim Hockey been alive?
Tim Hockey has been alive for a total of 21, 030 days as of August 23rd, 202He was born on February 24th, 1964 and continues to lead an eventful life as an accomplished businessman and philanthropist.
What year was Tim Hockey born?
Timothy Charles Edward (Tim) Hockey was born on February 24th in the year 196Today he stands at an impressive height as one of the most noteworthy Canadian businessmen with a vast range of expertise spanning across multiple industries and sectors throughout his illustrious career so far.
What is Tim Hockey’s birthdate?
The birthday of Timothy Charles Edward (TIm) hockey falls every year on February 24th. This date marks not only his day arrival into this world but also honors what has become known today as a lifetime achievement status due to all his successes over countless decades within various niches & fields encompassing business placements globally worldwide such as corporate development directorship among many others helping bring innovation leadership forward rapidly accelerating growth economies booming high
How old will Tim Hockey be on his next birthday?
If we are answering this question as per contemporary environments contextually speaking then it must mean referring to Tim Hockey’s age in 2022, which provides the insight that on his next birthday he will be turning 58 years old. His developed acumen through all those decades of exceptional management achievements helped guide companies towards success across various industry sectors considering leadership ingenuity behind visionary perspectives advising upon fiscal stimulus solutions galvanizing emerging global growth stock market trends over prolonged periods jointly force-multiplying incentives needed conveying a more unified business etiquette fostering creativity innovation forward progress for everyone concerned.